← All comparisons

πŸ‡·πŸ‡΄ Romania vs πŸ‡§πŸ‡¬ Bulgaria
what you actually keep in 2026

Every rate below is sourced and dated. Figures are annual, in EUR, for a single person with one income.

On €100,000 a year as a founder taking dividends, Bulgaria leaves you with €83,566 against €79,133 β€” a difference of €4,434 a year.

Where the ranking flips

The income at which the answer changes, derived from the same rules as the tables below. Ranges stop where a regime stops being available, so nothing is claimed beyond it.

As employee

GrossπŸ‡·πŸ‡΄ Romania
Employee
πŸ‡§πŸ‡¬ Bulgaria
Employee (10% flat)
Difference
€50,000 €29,250
41.5% wedge
€41,741
16.5% wedge
€12,491
Bulgaria keeps more
€100,000 €58,500
41.5% wedge
€86,741
13.3% wedge
€28,241
Bulgaria keeps more
€200,000 €117,000
41.5% wedge
€176,741
11.6% wedge
€59,741
Bulgaria keeps more

As freelancer

GrossπŸ‡·πŸ‡΄ Romania
PFA β€” sole trader (sistem real)
πŸ‡§πŸ‡¬ Bulgaria
Self-employed (свободна профСсия)
Difference
€50,000 €36,341
27.3% wedge
€39,674
20.7% wedge
€3,333
Bulgaria keeps more
€100,000 €80,850
19.1% wedge
€85,924
14.1% wedge
€5,074
Bulgaria keeps more
€200,000 €170,850
14.6% wedge
€178,424
10.8% wedge
€7,574
Bulgaria keeps more

As founder (dividends)

GrossπŸ‡·πŸ‡΄ Romania
Micro-SRL (1% turnover) + 16% dividend
πŸ‡§πŸ‡¬ Bulgaria
EOOD dividends (10% corp + 5% dividend)
Difference
€50,000 €37,553
24.9% wedge
€40,816
18.4% wedge
€3,264
Bulgaria keeps more
€100,000 €79,133
20.9% wedge
€83,566
16.4% wedge
€4,434
Bulgaria keeps more
€200,000 €139,272
30.4% wedge
€169,066
15.5% wedge
€29,795
Bulgaria keeps more

Adjusted for cost of living

Keeping more only matters if it buys more. Against the EU average, prices are 41.1% lower in Romania and 40.0% lower in Bulgaria. So that €100,000 founder income is really worth €134,351 in Romania and €139,277 in Bulgaria at EU-average prices β€” Bulgaria comes out ahead once prices are counted.

Price levels: Eurostat β€” purchasing power parities, COICOP 2018 (prc_ppp_ind_1), Actual individual consumption (COICOP A01), 2025. Source

Run your own number

Open the calculator β†’

Sources

Other comparisons