← All comparisons

πŸ‡§πŸ‡¬ Bulgaria vs πŸ‡¨πŸ‡Ύ Cyprus
what you actually keep in 2026

Every rate below is sourced and dated. Figures are annual, in EUR, for a single person with one income.

On €100,000 a year as a founder taking dividends, Bulgaria leaves you with €83,566 against €82,748 β€” a difference of €819 a year.

Where the ranking flips

The income at which the answer changes, derived from the same rules as the tables below. Ranges stop where a regime stops being available, so nothing is claimed beyond it.

As employee

GrossπŸ‡§πŸ‡¬ Bulgaria
Employee (10% flat)
πŸ‡¨πŸ‡Ύ Cyprus
Employee
Difference
€50,000 €41,741
16.5% wedge
€39,093
21.8% wedge
€2,648
Bulgaria keeps more
€100,000 €86,741
13.3% wedge
€71,036
29.0% wedge
€15,704
Bulgaria keeps more
€200,000 €176,741
11.6% wedge
€134,658
32.7% wedge
€42,082
Bulgaria keeps more

As freelancer

GrossπŸ‡§πŸ‡¬ Bulgaria
Self-employed (свободна профСсия)
πŸ‡¨πŸ‡Ύ Cyprus
Self-employed
Difference
€50,000 €39,674
20.7% wedge
€35,513
29.0% wedge
€4,162
Bulgaria keeps more
€100,000 €85,924
14.1% wedge
€66,407
33.6% wedge
€19,517
Bulgaria keeps more
€200,000 €178,424
10.8% wedge
€129,327
35.3% wedge
€49,097
Bulgaria keeps more

As founder (dividends)

GrossπŸ‡§πŸ‡¬ Bulgaria
EOOD dividends (10% corp + 5% dividend)
πŸ‡¨πŸ‡Ύ Cyprus
Non-dom dividends (15% corp Β· 0% SDC Β· 2.65% GHS)
Difference
€50,000 €40,816
18.4% wedge
€41,374
17.3% wedge
€557
Cyprus keeps more
€100,000 €83,566
16.4% wedge
€82,748
17.3% wedge
€819
Bulgaria keeps more
€200,000 €169,066
15.5% wedge
€165,495
17.3% wedge
€3,571
Bulgaria keeps more

Adjusted for cost of living

Keeping more only matters if it buys more. Against the EU average, prices are 40.0% lower in Bulgaria and 8.4% lower in Cyprus. So that €100,000 founder income is really worth €139,277 in Bulgaria and €90,336 in Cyprus at EU-average prices β€” Bulgaria comes out ahead once prices are counted.

Price levels: Eurostat β€” purchasing power parities, COICOP 2018 (prc_ppp_ind_1), Actual individual consumption (COICOP A01), 2025. Source

Run your own number

Open the calculator β†’

Sources

Other comparisons